Making Cosmetic Surgery Affordable
Are you wishing you could undergo cosmetic surgery, but are concerned about the cost? You are not alone. Surgical procedures that are not covered by health insurance are hard to afford for most people. This is especially the case when it comes to complex cosmetic treatments such as tummy tuck surgery, breast augmentation and mommy makeover.
Cosmetic surgery entail several expenses for which you will be responsible, including the surgeon’s fees, materials such as breast implants, anesthesia fees and the facility fees. If your surgery requires a hospital stay, you are also responsible for those fees. The total cost for your treatment with New York cosmetic surgeon Dr. Joshua Greenwald, or any surgeon you select, can range from a few hundred dollars for non-surgical treatments to a few thousand for surgical procedures.
Fortunately, nowadays you have several options when it comes to financing your cosmetic surgery. Paying in cash is, of course, the best option; if you’re not urgently seeking a makeover, you may be able to plan ahead and start saving. But, if you want to get your procedure done right away, you can look into getting a loan from your bank, arranging payments with your surgeon, or financing your procedure through a medical credit card.
In recent decades, many financing institutions have rolled out credit cards that are used specifically for medical costs not covered by health insurance. A few of them include CareCredit, ChaseHealth Advance and others. A health care credit card can easily be obtained, if you have good credit history. If you are approved, you can borrow a certain amount to cover your expenses. Your interest rate, monthly payments and the duration of payments will greatly depend on your individual circumstances, including how much you are borrowing, how much you are approved for and your credit history.
Please note that different credit cards will offer you different types of plans and interest rates. It is very important that you conduct your own research, shop around and be well-informed prior to making a decision. Keep in mind that many of these credit cards offer promotional interest rates that you may be able to take advantage of. If you need help or have any questions, Dr. Greenwald’s patient coordinators will be happy to assist you.
For more information, please visit Dr. Greenwald’s website. To schedule your consultation appointment with Dr. Greenwald, please contact his office at (914) 421-0113 or (212) 518-1642.
Dr. Greenwald is a skilled New York tummy tuck and liposuction provider. He also treats breast lift and breast augmentation New York patients, as well as those seeking facelift surgery in New York.